Insurance
Defensive Driving Can Lower Auto Insurance Risks
A state approved defensive driving course can cut your auto insurance premium by about 10 percent for three years. Here is how to qualify and claim it.
Insurance
Life Insurance for Young Adults
Why a 25-year-old pays around $20 a month for $500k in term coverage, how delay raises the price every year, and when term beats whole life.
Insurance
How High-Risk Drivers Can Find Affordable Insurance
How drivers with tickets or accidents can cut premiums through non-standard carriers, higher deductibles, telematics, and defensive driving credits.
Insurance
Term Life Insurance vs. Whole Life
Term coverage can cost a tenth of whole life for the same death benefit. Where cash value policies disappoint, and the few cases where they earn their keep.
Insurance
Home Insurance for Flood-Prone Areas
Standard home policies exclude ground water flooding. What NFIP coverage caps at, the 30 day wait, and the endorsements that close basement gaps.
